Meet Ashwin

Obsessive Learner

Technologist / Lifelong learner / Cloud, Data, API / Engineering Leader / Traveler / Habitual reader

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Fintech as a Strategy

February 6, 2021 by Ashwin Leave a Comment

One watching the business space will wonder if every company is vying to get their hands into fintech space. There are numerous wallets, digital payment options and every retailer as some kind of BNPL (But Now Pay Later) options. Is fintech a strategy or a tactical move? Why is there a FOMO among every company to be in the fintech race?

Every non-profit business deals with money. Removing the obstacles to spending is the ultimate goal of every business. Companies are using payment solutions like Stripe or Paypal to make it seamless for consumers to spend. But what if they can vertically integrate the payment ecosystem?

It is often said that Amazon not only views other online retailers as competitors but also participants in their value chain. Because those in the value chain get a share of their profits. They stand to gain better by owning as many steps in value chain like warehousing, delivery and payments. Now every corporation is thinking this way.

So I believe fintech is a strategy for an organization of future. Whether it is about digital payments or wallets or BNPL, companies want a share. They want to have the cake and eat it too.

Incumbents in finance are not just watching. There will be consolidations, partnerships and other strategies to be part of the game.

It is an interesting time to be in the finance space, both as a consumer and a creator.

Filed Under: Business, Fintech, Uncategorized Tagged With: business, finance, fintech

Hello Medium! Here’s the business model to aim for

October 4, 2017 by Ashwin Leave a Comment

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Few months back, Medium launched their subscription model.  Though it is in the right direction of selling premium content on the platform, I see potential for a better model. [Read more…]

Filed Under: Business, Last Five, Technology Tagged With: business, business model, medium, publishing, technology

How to design a Presentation that don’t doze your audience?

August 30, 2017 by Ashwin Leave a Comment

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A statistic says that about 90% of presentations are either boring or useless or both!  Let me give you a quick tip on how to design an effective presentations without boring your audience to death.  Read on! [Read more…]

Filed Under: Last Five, Management, Presentations Tagged With: business, management, meetings, presentation

The Giant Supplier Irony

August 4, 2017 by Ashwin Leave a Comment

Giant Supplier Irony

Why do consumers go to giant suppliers, especially in services industry?  With a simple expectation that the brand implies quality and ease of doing business.  But unfortunately, that’s no longer the case. [Read more…]

Filed Under: Business, Last Five, Technology Tagged With: business, consumers, giant suppliers

How indispensable are you at Work?

January 9, 2015 by Ashwin Leave a Comment

Indispensable at work

Uncertainty is inherent in the context of Business.  Various factors influence the success or failure of a Business and few of them cannot be controlled.

Given this premise, the uncertainty certainly creeps into employees like you and me.  With news of middle-management layoffs floating around, let’s take a step back and do some introspection. [Read more…]

Filed Under: Good Career, Management Tagged With: business, career, change, change management, employees, full time job, growth, indispensable, management, risk, skills